Wednesday, May 22, 2019

Time for a personal update

I decided to get out and about to do some filming. A bit of travel, kop watching,  very low key investigation and whatever took my fancy. So I thought up News Of Society Explored Examined Exposed or NOSEE. I registered nosee.com  .org and .net and as I write this blog as Paddy Fields, I brought in my younger identical twin brother Parker, to front the filming.
The first order of the day was transport. Sod using public transport with all the timetables, paying fares electronically and standing out in the hail, wind, snow, and rain, waitng and waiting. I have never mentioned where I live. Some enterprising types may have checked my IP address but hey, I just might be using a VPN. However, the filming will tell all, so I live in the West of Scotland, some 15 miles from Glasgow and about 5 miles from Glasgow Airport. Oh and I am disabled having difficulty walking.  Full disclosure here, !!
So I find a conversion, based on the ubiquitous Ford Transit chassis. Nice looking van, in Magnetic Grey they say. I say nearly black metallic with smoke glass windows. It has a 2 litre Turbo Diesel engine and stick shift gearbox with 6 gears. About 125 bhp. Inside, it has all the bells and whistles, Cruise control, ABS brakes, parking sensors, running and spot lamps. 17 inch alloys. Bluetooth phone, DAB radio, 7 USB hookups, MP3 plugin. Full A/C and heating, even a driver's bum warmer!!
The big thing for me, is a rear ramp for a wheelchair and rails fitted to secure a person in a chair, while travelling. I have been using a chair/walker and assumed that I could just shuffle out, load up and off I went. Too easy!
To buy this van would cost about £27,000. However, we have a Government scheme, in the UK, which provides for the leasing of cars and vans to disabled folks. They allow 1 named driver/carer, on the insurance, which is fully comprehensive, covering all rebuild costs and injuries, included in lease. It also covers maintenance, repairs and servicing. I get full roadside recovery to my home, too. I get the van for 5 years and had to upfront £3,300 which works out at £660 per year plus they deduct about £70 a week. I think I get 20k miles per year with a cost per mile after that is used. I also think that I get a full set of tyres. So I borrowed £4k from my Credit Union and put the £3.3k on a Credit Card.  LOL £4k to me to buy goodies.
In front, there is a two person bench and driver set up and behind that the same again. All of the seats have headrests and belts. So 5 passengers. Then come the rails and w/chair person looks over. Some setups make back row 1 seat, either side of chair and they revolve. Another set up is as described. I said that I wanted a van and had no preference whatever. I thought that I would be loading my walker.
So the really nice sales guy arrives and we kick it about.a bit. He tells me that I need a w/chair, to qualify and walker no good. Damn thing has a seat and wheels. Oh well, onto the internet I go and find a firm who will sell me an electric job for £1,175. I order it and see that they accept PayPal. I decide to try PP Credit and they give me £2.3 K As you may have read,f urther down, I juggle Credit Cards, quite legally. So the PP Credit can be paid via cash withdraw. I opt for £105 per month which would be a lot BUT I withdraw cash, bank it and transfer it, So paying £125 makes me look good and I pay my card minimum plus 25% which makes me good with them too. I have 8 weeks, if I time it right! I have just reduced my outlay. I live this way, buying food on a card, Amazon goodies on cards, fuel will be on a card. NEVER mix cash withdrawal and credit on cards. This is how they make their big money. No cash is repaid until all goods have been fully paid. So if you take out £50, then buy a jacket, the cash is not repaid until you have cleared the jacket. Of course, folks just keep going and run up huge interest.  Add up your minimum goods and withdraw cash from 1 card to pay min plus 25% With good timing you get 6/8 weeks income before paying!!
So the saga continues....  After 10 days I phone up and hang on for 11 minutes while a girl is checking delivery. I give u. I try again,3 days later, same crap.  I find website, e mail is cheap!! They are moving and blame the move. Now one reference number is the same, no matter where it is, in the whole World. So all they have to do is note site A or site B  I am not impressed.
My sales guy wants to measure the chair, to fit the retaining rails and things are held up. I tell him the saga.' Oh we do chairs, too,' he says.  Why did he not tell me that???? So I e mail cancelling the order and pay the 2nd firm £1,550, on a card, of course. The chair comes in four days!!  But I'm out the first lot. I e mail them, every day, where's my rebate.? I threaten Court action and they return my money to PayPal. So I now have a £2.3 line of credit.
I phone to say that I have a chair, to be told that the guy has a week off on holiday and nobody else can measure the rails.  Another week!! So, it is a great system but obviously, it takes a while to set up.
I hope to be mobile for 1st June now.
I cannot understand why America is afraid of limited Socialism. For the cost of one warship, they could have peeps out and about instead of in 'jail' festering away, behind closed doors. The UK, fourth or fifth in the World, is the nearest thing to a mixed economy, with some Socialism and some Capitalism, both of which keep the other side in check. When I read Economic and Business Organisation, I remember the phrase 'guns or butter' which means that you can either manufacture armaments or supply food but you cannot do both. One suffers at the hands of the other. America has settled for guns and has embarked on a World Domination Tour to fulfill their butter needs.
Like all Empires before them, British, Roman, Mongol, Celtic, Goth, Visigoth, Austro Hungarian, Fascist or whatever, they will eventually fail, because of simple logistical problems. They just spead the butter too thin!

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