Personally, I think that not wearing a tie, with a suit, is just terrible. Some younger guys and athletic,tanned, football serial shaggers, could carry it off a bit. But when a man gets to a certain age, about 40, he should begin to have some style. Even older guys, with no necks, look even more stupid. Michael Loser, Alan Sweetness and Harry Redneck to name but some, should wrap up well, at their age!!