Fred has stolen credit cards. So he advertises, for sale on Ebay or other service, very popular goods at low prices, Peeps want to buy. Bids go in and eventually Fred accepts the bid by Alice.(Or multiple peeps if Fred has a stock.)Fred then buys the goods using the stolen card and gives the shipping address as Alice's house.
Alice receives the goods, is delighted and pays Fred, who has bought the goods for free using X's card to do it!! Alice pays Fred real money !
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